I'm not a huge fan of NY resolutions, so I guess I'll call them goals. One of my big budget busters is eating out, so this is the year to lessen that expense. Luckily Starbucks has run out of gingerbread lattes. I'm not a huge Starbucks abuser, except for when the gingerbread is around. Unfortunately, I got my 10 year old son addicted to them this year also. Good riddance!

Target is my favorite store. I love my endcaps. I don't overspend too much there and only buy on sale or clearance. I just need to monitor it a bit. I still have shampoo I bought there after x-mas last year at 90% off - you can't beat that.

Financial project for today is to update my investments spreadsheet for the year. This is something I do monthly and enjoy doing when the market is doing well. Today, not looking forward to it. I need to work on a plan for the year, then discuss with the husband (while he makes the majority of the money, I organize it).

Happy New Year!